SERVICES
View our current rates! |
Become a Member! |
Share
Savings
The daily share acount is required for membership and is the basis for all of our other products. Members are required to maintain a minimum balance of $25.00 in this account to be eligible for all of our other money-saving services.
Share
Drafts
A share
draft account from Birmingham Post Office Credit Union lets
YOU use your money without unnecessary fees and charges.
Compare
our share draft account with your checking account:
- No
monthly service fees
- No
minimum balance
- Unlimited
check writing and no per check charges
- Overdraft
protection on request and approval
- Simple
to balance monthly statements
- Direct
Deposit and Payroll Deduction
- ATM
card
Money
Market
Money Markets make sense if you are saving
for a big ticket item or looking for a place to park some
money while you decide where to invest it.
Don’t let the name scare you. Money market accounts
are just savings with a twist-the minimum balance is $2,000.00
but you earn a higher interest rate. The monthly withdrawal
limit is three but there’s no time frame for maturity,
so there is no penalty for early withdrawal. Your money is
easily accessible. If you have a large savings balance, it
makes sense to make the most of it. Call and ask about our
money market account today.
Certificate
of Deposit
Only $500
gets you high dividend rates for a six month or one year term.
You earn monthly interest, paid to your account when the CD
matures. Our rates compare favorably with those of any financial
institution.
Christmas
Club
Give yourself
an affordable holiday gift - a Birmingham Post Office Credit
Union Christmas Club account. Make regular deposits all through
the year (use payroll deduction for maximum convenience).
We pay a dividend on your funds each quarter, and during the
fourth quarter, we will transfer your money to your share
draft account. If you don't have a share draft account, the
money will stay in your Christmas Club account until you request
cash or a check. It's the only way to do your shopping.
IRA's
Whether
you are looking to save money for your secure retirement or
set aside funds for the education of a child or loved one,
we can help with a regular, Roth, or education IRA.
Loans
We offer
loans for most any need, and we offer the kind of personal
service you won't find anywhere else.
Click
here for a Loan Application!!!
Consider
the advantages of a Birmingham Post Office Credit Union loan:
- Competitive
rates
- Simple
interest calculation method means you pay less interest
- Credit
Life insurance up to $30,000 provided at no additional charge
- Member
paid Credit Disability insurance available
- Never
any hidden charges or prepayment penalties
Some
of the loans we offer:
New
and Used Auto Loans
- Finance up to 96 months for new and up to 72 months for
used autos (certain restrictions apply) at competitive rates.
Real
Estate Loans
- Let us help you finance your dream home - or tap the equity
in your existing home. Our mortgage loans feature low closing
costs and no early payment penalties. We offer 15 and 20 year
fixed rate mortgages.
Other
Loans include:
Share
Secured Loans
Signature
Boats
Motorcycles
Overdraft
Protection
And
many more . . .
Other
Services include:
Home Banking
EZ Touch
Kiosk
Traveler's
Checks
Service
Centers
ACH
New and
Used car guides
Free notary
service
Discount
Theme park tickets
Automated
Teller Phone service for withdrawals and transfers
Visa Platinum
Card
Visa Gift Cards
Debit
Cards
Statements from Home Banking
Services
coming in the near future:
|
