RATES

Shares, Share Drafts, Certificate of Deposits, and IRA's
These Rates were correct as of June 1, 2008,
however they are subject to change without notice.

Type
Months
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield
Shares
N/A
N/A
2.75%
2.78%
Certificate of Deposit
6 Months
$500.00
3.05%
3.09%
Certificate of Deposit
12 Months
$500.00
3.40%
3.44%
Certificate of Deposit
6 Months
$10,000.00
3.25%
3.30%
Certificate of Deposit
12 Months
$10,000.00
3.55%
3.61%
Certificate of Deposit
30 Months
$500.00
3.65%
3.70%
Certificate of Deposit
60 Months
$500.00
3.80%
3.85%
IRA
12 Months
$500.00
4.25%
4.33%
Money Market
N/A
N/A
2.00 %
2.02 %

Loans
Interest rates are based upon credit worthiness.
These Rates were correct as of 3/31/06,
however they are subject to change without notice.



Description Approximate Term $ Amount of Loan
Category
Annual Percentage Rates
CD Secured

2% over your current
CD rate
(with a minimum of 6.0% APR)

N/A
N/A
Call for rates
Share Secured

2% over your current
CD rate
(with a minimum of 6.0% APR)

N/A
N/A
Call for rates
New or Used Vehicles
(2000 & up)

96 months

$50,000 & up
Platinum
Gold
7.00 %
7.25 %
New or Used Vehicles
(2000 & up)		 84 months $25,000 & up
Platinum
Gold
Standard
Credit Builder
6.50 %
6.75 %
7.00 %
14.50 %
New or Used Vehicles
(2000 & up)		 72 months  
Platinum
Gold
Standard
Credit Builder
6.00 %
6.25 %
6.50 %
14.00 %
New or Used Vehicles
(2000 & up)		 60 months  
Platinum
Gold
Standard
Credit Builder
5.50 %
5.75 %
6.00 %
13.50 %
New or Used Vehicles
(2000 & up)		 48 months  
Platinum
Gold
Standard
Credit Builder
5.25 %
5.50 %
5.75 %
13.25 %
New or Used Vehicles
(2000 & up)		 36 months  
Platinum
Gold
Standard
Credit Builder
5.00 %
5.25 %
5.50 %
13.00 %
Used Vehicles
(1999 & below)		 60 months  
Platinum
Gold
Standard
Credit Builder
5.75 %
6.50 %
6.75 %
13.75 %
Used Vehicles
(1999 & below)		 48 months  
Platinum
Gold
Standard
Credit Builder
5.50 %
6.25 %
6.50 %
13.50 %
Used Vehicles
(1999 & below)		 36 months  
Platinum
Gold
Standard
Credit Builder
5.25 %
6.00 %
6.25 %
13.25 %
New Boats and Motorcycles 72 months  
Platinum
Gold
Standard
6.25 %
6.50 %
6.75 %
New Boats and Motorcycles 60 months  
Platinum
Gold
Standard
Credit Builder
6.00 %
6.25 %
6.50 %
15.50 %
New Boats and Motorcycles 48 months  
Platinum
Gold
Standard
Credit Builder
5.75 %
6.00 %
6.25 %
15.25 %
New Boats and Motorcycles 36 months  
Platinum
Gold
Standard
Credit Builder
5.50 %
5.75 %
6.00 %
15.00 %
Used Boats and Motorcycles 60 months  
Platinum
Gold
Standard
Credit Builder
6.50 %
6.75 %
7.00 %
16.00 %
Used Boats and Motorcycles 48 months  
Platinum
Gold
Standard
Credit Builder
6.25 %
6.50 %
6.75 %
15.50 %
Used Boats and Motorcycles 36 months  
Platinum
Gold
Standard
Credit Builder
6.00 %
6.25 %
6.50 %
15.25 %
Personal Advance 42 months  
Platinum
Gold
13.75 %
14.75 %
Personal Advance 36 months  
Standard
Credit Builder
15.75 %
18.00 %

Visa

Type Annual Pertcentage Rate
Platinum

9.75 %

Classic 12.75 %
VISA 17.75 %

Mortgages

Type Years Annual Pertcentage Rate
Fixed Rate 15 Years
20 Years

Call for rates

Home Equity Call for terms Call for rates